All Loan Services | Opipy Company Limited
Opipy Company Limited

All Loan Services
Under One Roof

Personal · Business · Home · Gold · Education · Govt Schemes

Professional loan guidance from 10+ top banks and NBFCs. Lowest interest rates, minimal documentation and fastest approval across India.

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9+
Loan Types
100%
Transparent
Pan
India Network
0
Hidden Charges
Home Loan— Personal Loan— Business Loan— LAP Loan— Gold Loan— Education Loan— Vehicle Loan— MSME Loan— PM Mudra— PMEGP— Home Loan— Personal Loan— Business Loan— LAP Loan— Gold Loan— Education Loan— Vehicle Loan— MSME Loan—
9+
Loan Types
100%
Transparent Process
Pan
India Network
Zero
Hidden Charges
Residential Finance

Home Loan

Fulfill your dream of owning a home with Opipy. We work with top banks including SBI, HDFC, ICICI, Axis, LIC HFL to get you the lowest interest rates with quick processing and minimal documentation.

Interest Rate
8.40% p.a.+
Loan Amount
₹10L – ₹5Cr+
Tenure
Up to 30 Yrs
Processing
3–7 Days
Key Features & Benefits
Lowest rates from top banks
Purchase, construction & renovation
Balance transfer at better rates
Home loan top-up facility
Tax benefits under Sec 80C & 24(b)
Salaried & self-employed eligible
NRI home loan available
Doorstep document pickup
Documents Required
Aadhaar PAN Income Proof / ITR Bank Statement (6M) Property Documents Salary Slips (3M)
Partner Banks
SBIHDFCICICIAxisLIC HFLPNBBOBKotak
Apply for Home Loan
Purchase
Ready-to-move or under-construction
Construction
Build on your own plot
Balance Transfer
Switch to lower rate lender
Top-Up
Extra funds on existing loan
Eligibility Criteria
Age: 21–70 YearsAt loan maturity time
Min Income: ₹25,000/moSalaried or self-employed
CIBIL: 700+Better score = better rate
Free Consultation
Instant Personal Finance

Personal Loan

Get instant personal loan for any purpose — medical emergency, wedding, travel or home renovation. Minimum documentation, fast approval and direct bank transfer within 24–48 hours.

Interest Rate
10.5% p.a.+
Loan Amount
₹50K – ₹40L
Tenure
Up to 5 Yrs
Approval
24–48 Hrs
Key Features & Benefits
No collateral required
Instant digital approval
Minimal documentation
Flexible EMI options
Pre-payment allowed
Salaried & self-employed
Any purpose loan
Doorstep service available
Documents Required
Aadhaar PAN Salary Slips (3M) Bank Statement (3M) Form 16 Employment Letter
Partner Banks
SBIHDFCICICIBajajTata CapitalAxisIndusIndKotak
Apply for Personal Loan
Instant Loan
Same day urgent disbursal
Medical Loan
Emergency treatment funding
Education
Personal loan for studies
Home Renovation
Renovate or furnish home
Eligibility Criteria
Age: 21–60 YearsSalaried / self-employed
Min Income: ₹15,000/moStable monthly income
CIBIL: 680+Clean credit history
Free Consultation
Business Finance

Business Loan

Scale your business with the right financial support. Get best business loan offers for working capital, expansion, equipment purchase or startup funding across India.

Interest Rate
11% p.a.+
Loan Amount
₹1L – ₹2Cr
Tenure
Up to 7 Yrs
Processing
5–10 Days
Key Features & Benefits
No collateral for unsecured loans
Working capital & term loans
Equipment & machinery finance
Startup & MSME loans
GST registered businesses preferred
Flexible repayment
Balance transfer available
Expert financial advisory
Documents Required
Aadhaar PAN GST Certificate ITR (2 Yrs) Bank Statement (12M) CA Balance Sheet
Partner Banks
SBIAxisHDFCICICIIndusIndBajajTata CapitalIDFC
Apply for Business Loan
Expansion
Open new branches or locations
Equipment
Machinery & equipment purchase
Working Capital
Day-to-day operational expenses
Startup
Funding for new ventures
Eligibility Criteria
Age: 21–65 YearsBusiness owner/director
Vintage: 2+ YearsEstablished business
Turnover: ₹20L+For secured loans
Free Consultation
Secured Finance

Loan Against Property (LAP)

Unlock the value of your property. Get high-value loan against residential or commercial property at attractive rates with longer repayment tenure for business or personal needs.

Interest Rate
9.5% p.a.+
Loan Amount
₹10L – ₹10Cr
LTV
Up to 70%
Tenure
Up to 15 Yrs
Key Features & Benefits
Residential & commercial property
High loan-to-value ratio
Lower rate than personal loan
Business or personal use
Balance transfer available
Longer repayment period
Overdraft facility available
Part payment without charges
Documents Required
Aadhaar PAN Property Documents Title Deed Income Proof Bank Statement (12M)
Partner Banks
SBIHDFCAxisPNB HousingLIC HFLBajaj HousingICICI
Apply for LAP
Residential
Mortgage your home for funds
Commercial
Office/shop as collateral
Plot / Land
Agricultural or vacant land
BT / Top-Up
Transfer & top-up existing LAP
Eligibility Criteria
Age: 21–70 YearsProperty owner / co-owner
Clear TitleNo legal disputes
CIBIL: 680+Good repayment history
Free Consultation
Vehicle Finance

Car Loan (New & Used)

Drive your dream car today! Get car loans for new or pre-owned vehicles at competitive rates. We compare top banks to make your vehicle purchase smooth, fast and affordable.

Interest Rate
8.70% p.a.+
Loan Amount
Up to 100% On-Road
Tenure
Up to 7 Yrs
Approval
24–48 Hrs
Key Features & Benefits
New & used car financing
Up to 100% on-road funding
EMI starting ₹1,499/lakh
Minimal documentation
Quick disbursal
All car brands covered
Top-up after 12 EMIs
Balance transfer available
Documents Required
Aadhaar PAN Income Proof Bank Statement (3M) RC Book (used car) Car Invoice
Partner Banks
SBIHDFCICICIAxisKotakIndusIndIDFCMahindra
Apply for Car Loan
New Car
Brand new vehicle financing
Used Car
Pre-owned certified vehicles
BT
Reduce EMI on existing loan
Top-Up
Extra funds on car loan
Eligibility Criteria
Age: 21–65 YearsSalaried or self-employed
Min Income: ₹20,000/moStable income for EMI
CIBIL: 680+Good credit history
Free Consultation
Asset-Backed Finance

Gold Loan

Get instant cash against your gold jewellery or coins. Fast processing, transparent valuation and secure handling — highest loan-to-value ratio with no income proof required.

Interest Rate
9% p.a.+
Loan Amount
₹10K – ₹50L
LTV
Up to 75%
Approval
Same Day
Key Features & Benefits
No income proof required
Highest LTV ratio
Bullet & EMI repayment options
Gold safely stored in bank vault
Part-payment allowed anytime
Renew & close anytime
No pre-payment charges
Jewellery & coins accepted
Documents Required
Aadhaar PAN Gold Jewellery / Coins Address Proof
Partner Banks
SBIHDFCManappuramMuthootIIFLAxisFederal Bank
Apply for Gold Loan
Jewellery Loan
Gold jewellery as collateral
Coin Loan
Gold coins accepted
Renew Loan
Renew existing gold loan
Emergency Cash
Same-day disbursal
Eligibility Criteria
Age: 18–70 YearsAny Indian citizen
Gold Purity: 18–24 CaratHallmarked preferred
No CIBIL RequiredIncome proof not mandatory
Free Consultation
Academic Finance

Education Loan

Fund your higher education in India or abroad. Competitive rates, moratorium period during studies and tax benefits under Section 80E make education loans ideal for ambitious students.

Interest Rate
8.15% p.a.+
Loan Amount
₹50K – ₹1.5Cr
Moratorium
Course + 12M
Tax Benefit
Sec 80E
Key Features & Benefits
India & abroad education covered
Moratorium period during studies
Tax benefit under Sec 80E
Covers tuition + living + laptop
No collateral up to ₹7.5 Lakh
Female students 0.5% rebate
Quick processing before admission
Part-time jobs allowed
Documents Required
Aadhaar PAN Admission Letter Fee Structure Income Proof (Parent) Mark Sheets
Partner Banks
SBI ScholarUnion BankBOBAxisHDFC CredilaAvanseAuxilo
Apply for Education Loan
India Education
IIT, IIM, Medical, Engineering
Study Abroad
USA, UK, Canada, Australia
Professional Courses
MBA, CA, Technical courses
Scholarship Link
With scholarship integration
Eligibility Criteria
Age: 18–35 Yrs (Student)Co-applicant parent required
Admission ConfirmedRecognized institute
Academic RecordGood performance preferred
Free Consultation
MSME Finance

MSME / Govt Scheme Loans

Avail PMEGP, PM Mudra, KCC, Stand Up India and other government loan schemes with subsidy benefits. Opipy provides full documentation and application support across India.

PMEGP
Up to ₹50 Lakh
PM Mudra
Up to ₹10 Lakh
KCC
Up to ₹3 Lakh
Subsidy
15–35%
Key Features & Benefits
PMEGP for manufacturing & service
Mudra Shishu/Kishore/Tarun
KCC for farmers & fishermen
Stand-Up India for SC/ST/Women
PM SVANidhi for street vendors
Udyam Registration support
CGTMSE collateral-free coverage
Subsidy disbursement support
Documents Required
Aadhaar PAN Business Plan / DPR Udyam Certificate Bank Statement Caste Certificate (if applicable)
Partner Banks
SBIPNBBOBNABARDCanara BankUnion BankBank of India
Apply for Govt Scheme Loan
PM Mudra
Shishu / Kishore / Tarun
PMEGP
Manufacturing & service units
KCC
Kisan Credit Card for farmers
Stand Up India
SC/ST & Women entrepreneurs
Eligibility Criteria
Age: 18–60 YearsIndian citizen
New or Existing BusinessViable business plan required
No CIBIL RequiredFirst-time borrowers welcome
Free Consultation
Why Opipy

Why Choose Opipy for Your Loan

100% Transparent
No hidden fees, no false promises — fully transparent guidance from application to final approval.
All Loan Types Covered
Personal, home, business, vehicle, gold, LAP, education, MSME and govt scheme loans all handled.
Fast & Efficient
Quick documentation support and proactive follow-up ensures faster turnaround than going directly to banks.
Pan India Service
We serve clients across India — loan guidance available for every state and district.
Expert Professional Team
Our experienced team has deep knowledge of loan products, bank requirements and eligibility norms.
Complete Confidentiality
Your financial data is handled with strict privacy protocols and professional discretion at all times.
Simple Process

Get Your Loan in 4 Easy Steps

1
Fill Enquiry
Share your loan requirement online — our expert gets in touch within hours.
2
Document Check
We verify your documents and check CIBIL for best eligibility match.
3
Bank Processing
We submit to the right lender and follow up until you receive approval.
4
Loan Disbursed
Amount credited to your account — we're with you till the very end.