Banking & Financial Services | Opipy Company Limited
Opipy Company Limited

Banking & Financial Services

Insurance · Credit Cards · Demat · Savings · CIBIL · PAN · Utility

Complete digital financial services platform — from bank account opening and insurance to credit cards, CIBIL score, demat accounts, PAN card and bill payments — all in one place across India.

Get Started Talk to Expert
9+
Service Categories
50+
Products Listed
Pan
India Service
100%
Digital Process
Motor Insurance— Credit Cards— Demat Account— Savings Account— CIBIL Score— PAN Card— Bill Payment— Mutual Funds— Digital Gold— Motor Insurance— Credit Cards— Demat Account— Savings Account— CIBIL Score— PAN Card— Bill Payment—
5+
Insurance Types
29+
Credit Cards
5+
Demat Platforms
11+
Utility Services
Motor & Vehicle Insurance

Insurance Services

Get instant digital insurance for your two-wheeler, car and motor vehicle — third party or comprehensive — at the most competitive premiums from top insurance companies. Fully online process with instant policy issuance.

Two-Wheeler
₹500 onwards
Car Insurance
From ₹2,000
Instant
Policy Issuance
Renewal
5 Minutes
Key Features & Benefits
Two-Wheeler / Bike insurance
Car insurance — new & renewal
Comprehensive coverage (own damage + TP)
Third-party only insurance
Instant digital policy
Zero depreciation add-on
NCB (No Claim Bonus) transfer
Doorstep claim support
Documents Required
Vehicle Registration Certificate (RC) Aadhaar / PAN Previous policy copy (for renewal) Vehicle invoice (for new)
Providers / Partners
HDFC ErgoBajaj AllianzICICI LombardTata AIGNew IndiaNational InsuranceReliance GeneralGo Digit
Get Insurance Now
Two-Wheeler
Bike & scooter insurance
Car Insurance
Comprehensive & third party
Renewal
Instant online renewal
Add-ons
Zero dep, engine protect
Who Should Apply
All vehicle ownersRC & valid licence required
First-time buyersNew vehicle insurance
Renewal due soonDon't let policy lapse
NCB benefit holdersTransfer on renewal
Get Free Assistance
Apply in Minutes

Credit Card Services

Compare and apply for the best credit cards from top banks — cashback, rewards, travel, shopping, co-branded and lifestyle cards. We help you find the right card based on your income and spending profile. Fast approval, minimal documentation and direct bank processing.

Cards Available
29+
Top Banks
15+
Approval
7–15 Days
Process
100% Online
Key Benefits
Cashback & reward points cards
Lifetime free (LTF) options
Co-branded cards (Flipkart, Swiggy, Airtel)
UPI-linked RuPay credit cards
EMI & Insta EMI cards
Salary-based & secured cards
Documents Required
Aadhaar Card PAN Card Salary Slip (3M) Bank Statement (3M) Form 16 (optional)
Choose from 29+ Credit Cards
Axis Bank Credit Card
Axis Bank
Bobcard Credit Card
Bobcard
IndusInd Bank Credit Card
IndusInd Bank
IDFC Bank Credit Card
IDFC Bank
AU Bank Credit Card
AU Bank
SimplySave Credit Card
SBI
WOW Credit Card
IDFC First
HDFC Bank Credit Card
HDFC Bank
Flipkart Axis Bank Card
Flipkart Axis
NEO Credit Card
Axis Bank
SimplyCLICK Credit Card
SBI
My Zone Credit Card
Axis Bank
Airtel Axis Bank Card
Airtel Axis
Swiggy HDFC Bank Card
Swiggy HDFC
Scapia Credit Card
Scapia
UPI RuPay Credit Card
HDFC Bank
ShopRite Credit Card
RBL Bank
KIWI UPI RuPay Card
KIWI
Tata Neu Credit Card
Tata Neu
Popclub Credit Card
Yes Bank
XTRA Credit Card
IndianOil RBL
PIXEL Play Credit Card
HDFC PIXEL
Insta EMI Card
Bajaj Finserv
ZET Credit Card
SBM Bank
SalarySe RBL Card
SalarySe RBL
Rewards Credit Card
Axis Bank
EQUITAS Credit Card
EQUITAS
MagniFi Fi Credit Card
Federal Bank
SBI Credit Card
SBI

Apply for Credit Card
Stock Market & Investing

Demat & Trading Account

Open a free Demat and trading account with India's top brokers — Bajaj Finserv, Upstox, Kotak, AngelOne and Motilal Oswal. Zero account opening charges, instant KYC and start investing in stocks, mutual funds and IPOs.

Opening
Free / Zero Cost
KYC
Instant Digital
Equity & MF
All supported
IPO
Access Included
Key Features & Benefits
Stocks, ETFs and mutual funds
IPO application facility
Futures & Options (F&O) trading
Commodity trading access
Free research reports
Mobile app trading
Margin trading facility
Demat account statement
Documents Required
Aadhaar PAN Bank Passbook / Cancelled Cheque Signature on white paper Selfie / Photo
Providers / Partners
Bajaj Finserv Sec.UpstoxKotak SecuritiesAngelOneMotilal Oswal
Open Demat Account
AngelOne
Free demat, top-rated app
Upstox
₹0 account opening
Kotak Sec.
Trusted full-service broker
Motilal Oswal
Research-backed investing
Who Should Apply
Age 18+ with PANBasic eligibility
Salaried or self-employedAll income types eligible
First-time investorsBeginner friendly
Existing investorsFor better platform/rates
Get Free Assistance
Digital Banking

Savings & Bank Account Opening

Open zero-balance savings accounts and business accounts instantly — Equitas, Kotak 811, IndusInd, IDFC, Airtel Payments Bank, Tide Business and more. Fully digital, paperless account opening with instant activation.

Minimum Balance
Zero Balance Options
Process
100% Digital
Activation
Same Day
Type
Personal & Business
Key Features & Benefits
Zero balance savings accounts
High-interest savings accounts
Instant account opening (digital KYC)
Business current accounts
Payments bank accounts
Kotak 811 virtual & physical card
Tide business account with GST tools
UPI-linked account activation
Documents Required
Aadhaar PAN Live selfie (for video KYC) Mobile number linked to Aadhaar
Providers / Partners
Equitas BankKotak 811IndusInd BankIDFC First BankAirtel PaymentsTide BusinessKotak 811 Super
Open Bank Account
Personal Savings
Zero balance, instant digital
Business Account
GST & invoicing tools
Payments Bank
Airtel Payments, UPI ready
Premium Savings
High-interest super accounts
Who Should Apply
Indian citizen 18+Valid Aadhaar & PAN
Mobile linked to AadhaarFor e-KYC process
Self-employed / businessFor business accounts
Students & first-timeZero balance options
Get Free Assistance
Wealth Management

Investment Services

Start investing smartly with Axis Mutual Funds, Aditya Birla Capital Digital Gold and Jar Digital Gold — systematic investment plans, digital gold and wealth management solutions starting from just ₹10.

SIP
From ₹500/mo
Digital Gold
From ₹10
Returns
Market Linked
Liquidity
High
Key Features & Benefits
Axis Mutual Fund — SIP & lumpsum
Aditya Birla Capital Digital Gold
Jar Digital Gold (auto-invest)
ELSS tax-saving mutual funds
Goal-based investment planning
SIP top-up facility
Anytime redemption
Portfolio review support
Documents Required
PAN Card Aadhaar Bank Account Selfie / Photo
Providers / Partners
Axis Mutual FundAditya Birla CapitalJar Digital Gold
Start Investing Now
Mutual Funds
SIP from ₹500/month
Digital Gold
Buy & sell 24K gold online
ELSS
Tax saving mutual funds
Goal Planning
Child, retirement, home
Who Should Apply
Any working adult 18+PAN & Aadhaar mandatory
First-time investorsGuided onboarding
Tax saversELSS u/s 80C
Long-term wealth buildersSIP discipline approach
Get Free Assistance
All 4 Credit Bureaus

CIBIL & Credit Score Check

Check your credit score from all 4 major bureaus — Equifax, Experian, CRIF Highmark and TransUnion CIBIL. Understand your credit health, identify errors and get expert advice to improve your score before applying for any loan or credit card.

Bureaus
4 Major
Process
Instant
Score Range
300–900
Ideal Score
750+
Key Features
All 4 bureau checks — Equifax, Experian, CRIF, CIBIL
Detailed credit report download
Account-wise payment history
Credit utilisation analysis
Enquiry & hard pull tracking
Score improvement advisory
Dispute & error correction guidance
Loan eligibility pre-check
Documents Required
PAN Card Aadhaar / DOB Proof Mobile Number
Available Bureaus
Equifax Experian CRIF Highmark TransUnion CIBIL
Check Credit Score Now
Equifax
Complete credit report with 24-month history, credit utilisation & score trends
Experian
Detailed bureau report with account-level data, enquiries & credit health summary
CRIF Highmark
Widely used by banks & NBFCs — comprehensive credit profile report
TransUnion CIBIL
India's most trusted credit bureau — score used by 900+ lenders
Credit Score Guide
750–900 — ExcellentBest loan rates, instant approvals
700–749 — GoodGood rates, most loans approved
650–699 — FairHigher rates, some restrictions
Below 650 — Needs WorkScore improvement recommended
Get Score Improvement Help
Identity & Document Verification

Active Verification Services

Instant digital verification for PAN, bank account (penny drop), driving licence, voter ID, passport and vehicle RC. Accurate, government-database backed results — essential for KYC, onboarding and compliance processes.

Verifications
6 Types
Result
Instant
Source
Govt Database
Accuracy
100%
Verification Types
PAN Card — name & status check
Bank Account — penny drop method
Driving Licence — DL validity & owner
Voter ID — electoral record verification
Passport — status & expiry check
Vehicle RC — registration & insurance check
Used For
KYC Compliance Employee Verification Tenant Screening Vendor Onboarding Loan Processing
Verify Now
PAN Verification
Instant PAN validity check
Bank Account Verify
Penny drop verification
Driving License
DL validity & details
Voter ID
Voter ID record check
Passport
Passport status verification
Vehicle RC
RC registration check
Who Needs Verification
Businesses & StartupsEmployee & vendor KYC compliance
NBFCs & LendersCustomer identity verification
Real Estate AgentsTenant & buyer screening
IndividualsSelf-verification for records
Get Verification Help
Government ID Services

PAN Card Services

Apply for a new PAN card, correct existing PAN data or resume a pending application — all via official NSDL/UTI channels. Fast processing, Aadhaar-based e-PAN and physical card delivery to your address.

New PAN
5–7 Working Days
e-PAN
Same Day
Correction
7–10 Days
Process
100% Online
Key Features & Benefits
New PAN via Aadhaar (e-PAN)
New PAN with photo & signature
PAN name/DOB/address correction
Father name correction
Date of birth change
PAN card reprint (lost/damaged)
Resume pending PAN application
PAN-Aadhaar linking support
Documents Required
Aadhaar Card Passport size photograph Signature on white paper Proof of date of birth Address proof (if correction)
Providers / Partners
NSDL (Protean)UTI Infrastructuree-PAN (Aadhaar Based)
Apply for PAN Card
New PAN (Aadhaar)
Instant e-PAN via Aadhaar
New PAN (Photo)
Physical card with photo
Correction
Name, DOB, address update
Resume
Continue pending application
Who Should Apply
First-time applicantsNo existing PAN
Correction neededName/DOB mismatch
Lost PAN cardReprint required
PAN-Aadhaar link pendingLink before deadline
Get Free Assistance
Digital Payments

Bill Payment & Utility Services

Pay all your bills in one place — mobile recharge, electricity, water, gas, DTH, broadband, FASTag, EMI, municipal tax and more. Instant confirmation, secure payment and 24/7 availability across all operators and service providers in India.

Services
11+
Operators
500+
Confirmation
Instant
Available
24 / 7
All Utility Services
Mobile Recharge
Prepaid & postpaid
DTH Recharge
All DTH operators
Electricity
All state boards
Water Bill
Municipal water
Gas Bill
PNG & cylinder
Landline
BSNL & private
Broadband
All ISPs
Postpaid
Mobile postpaid
FASTag
All bank FASTags
EMI Payment
Loan EMI payment
Municipal Tax
Property tax payment
Major Operators Covered
Jio Airtel Vi BSNL Tata Sky Dish TV NPCL UPPCL Indane Gas HP Gas Act Fibernet
Pay Bills Now
Why Opipy

Why Choose Opipy for Financial Services

One trusted platform for all banking, insurance, investment and utility services — fast, secure and transparent

100% Secure & Trusted
All services processed through official bank, insurer and government portals — fully secure.
All Services in One Place
Insurance, credit cards, demat, bank account, CIBIL, PAN, bills — no need to visit multiple portals.
Fast Digital Processing
Instant policy issuance, same-day account opening, real-time bill payments and quick card approvals.
Pan India Coverage
Services available across all states and cities — fully online with doorstep support wherever needed.
Expert Guidance
Our team helps you choose the right product — best credit card, right insurance cover, top demat broker.
Data Privacy
Your financial and personal data is handled with strict privacy protocols at every step.
Simple Process

Get Any Service in 4 Easy Steps

1
Choose Service
Select the financial service you need from our complete list above.
2
Share Details
Provide basic details and documents — our team guides you on exactly what's needed.
3
Processing
We submit your application to the right bank, insurer or platform and track it for you.
4
Done!
Policy issued, account opened, card dispatched — confirmation shared instantly.